Carla Pasternak

Carla Pasternak the editor of High Yield Investing and High-Yield International. She draws on a variety of financial backgrounds to make profitable calls for her readers. 

Carla has been employed in the investment industry for more than two decades. In addition to her work as a writer for several other nationally recognized financial publishers, her previous experience includes a position as President of a well-respected investor relations firm. 

She has also been writing shareholder reports for public companies (annual reports, speeches, corporate profiles, slide shows, etc.) since 1980.

A highly successful investment analyst, Carla specializes in high-yield, income-paying stocks. In that pursuit, she's always mindful to select companies that not only pay rich dividends, but that also have the potential to deliver strong long-term capital gains.

Any knucklehead can generate a list of high-yielding stocks in about 5 minutes on his or her home computer. That's no way to find quality investments.

By contrast, we put every stock, bond and mutual fund through a unique analytical boot camp before we even think about recommending it to you.

We call it our "Dividend Optimizer." This model identifies securities with key traits of safe and lasting income streams. It then ranks them from best to worst based on our unique scoring system. No one else has this proprietary ranking mechanism.

While the inner workings of our rating system are complex, its results are crystal clear. Your investment life will never be simpler. You supply the start-up capital and High-Yield Investing does the rest.

We'll tell you where to put the money and when and where to move it around. You won't trade much. Why should we fritter away our money on commissions, taxes and bid/ask spreads? That's plain dumb. After all, the biggest profits are always made by the steady momentum of compounding. We want you to get rich -- not your broker.

That brings us to another point: Brokers rarely push the kind of investments we specialize in. There's just too little in-and-out action for their tastes. 

Our picks are so reliable... so safe... and pay such high dividends that you can buy 'em and lock 'em away for years. You won't want to sell them. And that means zero commission for your broker. So don't expect Wall Street to advertise their great dividends and fantastic long term records to you.

At High-Yield Investing, all we do is help you profit from dependable cash-in-hand securities that steadily steamroll ahead, compounding their gains into ever-higher total returns. 

We report to no one but you. If our recommendations don't increase your wealth, we know we will lose your trust and your readership. And we'd deserve to.

We accept no advertising. Nobody owns us. And we track all of our recommendations, so you always know how much money we're making for you.

We have one purpose and one purpose only -- safely making you wealthy. Without a lot of nail biting and never more than a thimbleful of risk.

On the contrary, when you try High-Yield Investing, the risk is all ours. (Try getting your broker to take a risk.) You don't risk a penny with our 100% money-back guarantee.

Why do we offer such a generous guarantee? Because virtually no one uses it! They're too happy beating the tar out of the market.

Our two Portfolios

We use our "Dividend Optimizer" model to find stable, growing companies yielding at least 5%. We want these stocks, bonds, funds and other securities to have long track records and strong future prospects.  These are investment ideas that you can count on to deliver above-average income year-in and year-out.

These stocks are true mattress stuffers -- the kind you can buy and forget about. We wouldn't be surprised if they throw off dividends and capital gains of 100% in the next three to five years.

Our "10%-Plus" Portfolio is where you'll find some of the highest-yielding investment ideas on the planet. Everything in here offers an annual income stream of 10% or greater.

If you want truly high yields, you need to look overseas. You have no choice, because that's where they are. That's the basic premise of High-Yield International. If that weren't true, there's no way I would have gone to the trouble and expense of starting this service. It wouldn't even exist.

Nowhere will you find a more thorough ranking of your foreign income-investment options than in this monthly investment bulletin. 

 Join us and you'll be part of a growing band of investment adventurers who share a love for reliable investments delivering hefty income and strong capital gains. 

One more thing -- it's important: Carla invests in quality securities -- NOT in high-yield junk. She is not naive about the dangers that can lurk behind outlandishly high yields. 

To make sure your dividend is SAFE, she puts every stock, bond and mutual fund through a unique analytical boot camp. Her model identifies securities with safe and lasting income streams. It then ranks them from best to worst based on her unique scoring system. No one else has this proprietary ranking mechanism.

In addition, you can access the complete issue anytime on our members-only website. And this site gives you many more useful tools, including FREE access to our Issue Archives. Here you can find detailed research and updates on Carla's portfolio picks -- and many others besides -- that were introduced in our back issues.

You'll also get Mid-Month Updates to keep you informed of any breaking market events or opportunities. This is not a skimpy bulletin, but a solid overview of the global high-yield scene, with specific buy/sell/hold advice on every position in both her portfolios. 

 In addition to your monthly issues and mid-month updates, we'll alert you by email whenever there's breaking news on one of her holdings. In every issue you'll also get:

 Global Focus: Here Carla focuses on a particular country or region of the globe. It's a unique level of analysis that you won't find in any other advisory.  High-Yield International readers last stopped in Brazil, where stocks rose more than 500% in five years. Thanks to Brazil's appreciating currency, U.S. investors were up more than 1200%! Subscribers discovered an ultra-safe way to tap into the Brazilian boom via an electric utility paying 11.4%.

 International High-Yielder of the Month: Most of our readers turn here first. It's an in-depth profile of an especially attractive company, fund, trust (or perhaps an exotic security you've never even heard of before) that Carla is adding to one of her portfolios immediately. The most recent find was a Canadian power supplier with a rich 12.0% yield.

 Foreign Income Plays: A detailed look at a timely industry or sector that's firing on all cylinders -- and the best way to play it while pocketing instant high yields.

 High-Yield International's Reliable Income Portfolio of foreign common stocks, preferred stocks, mutual funds and ETFs with highly dependable yields... and downside-risk protection. These stable, growing cash cows have long track records and strong future prospects. You can count on them to deliver premium income year-in and year-out. 

 A more aggressive Ultra-High-Yield Portfolio of securities with breathtaking yields of up to 14.8%. Granted they come with downside risk -- but here's where you'll find some of the highest-yielding investment ideas on the planet. Nothing gets in here unless it offers an annual income stream of 10% or greater.

Here are a few things Carla needs to see before she even thinks about recommending an investment to you, in both High Yield Investing and High Yield International:

a long track record of improving earnings. In general, the longer a firm has been profitable, the more likely it is to deliver steady returns in the coming years. 

a history of consistent and growing dividend payments. We want to see steadily increasing dividends with no declines or missed payments.

strong cash flows. Since you can't  pay dividends without cash, we need to find companies that are generating above average amounts of cash each and every year. 

strong projected growth. Growing firms are more likely to be able to boost their dividends in the future.

a sustainable payout ratio. Firms occasionally pay out 100% or more of their earnings to shareholders. They can't do this for long without cutting their dividend. We avoid firms with unsustainable dividend payouts.

You'll get the full details on every one of the gems our system turns up when you join our services.

Click here to learn more.